Is the Indirect Wealth structure good?

Generous, easygoing and sociable, quick-witted and good at seizing chances, loyal and fond of enjoyment. On the downside: money goes fast, attention spreads thin, and love may lack constancy. Business, sales, investment, trade and events: anything built on networks and timing, with several income streams, side ventures and windfalls.

About Indirect Wealth

The Indirect Wealth structure in BaziHow it forms, what it needs, personality and a real example

Updated October 15, 2026

The Indirect Wealth structure (偏財格) forms when the Indirect Wealth among the month branch's hidden stems shows on a stem, or when the month branch's main qi is Indirect Wealth. Indirect Wealth is the element you control with the same yin or yang: money that moves and opportunity, 'public money' in the classics. People with it are often generous and good with networks and deals.

Find your structure

Enter your birth details to see whether you have the Indirect Wealth structure, and what supports or breaks it.

How the Indirect Wealth structure forms

If the hidden Indirect Wealth shows on the year, month or hour stem, or is the main qi without showing, the chart has this structure. It too needs a capable Day Master to turn opportunity into income.

What the Indirect Wealth structure needs

It loves Output feeding Wealth, so talent and ideas keep turning into income, and an Officer guarding Wealth and restraining Peers. With a strong Day Master, this structure marks a born businessperson.

Output produces Wealth (食傷生財)
Eating God · Hurting Officer
Eating God or Hurting Officer feeding Wealth: talent and skill turned into income.
Power
Seven Killings · Direct Officer

What breaks the Indirect Wealth structure, and the remedies

Its great fear is Peers seizing the Wealth: shared ventures with siblings or friends, or losses from speculation. Next, a weak self with much wealth: plenty of chances it can't digest, money in and out. Very strong Indirect Wealth also brings worries over romance or the father.

Peers seize the Wealth (比劫奪財)
Friend · Rob Wealth
Many Friend and Rob Wealth stars with weak Wealth: money and partners are taken by others. Output eases it.

Indirect Wealth structure personality

Generous, easygoing and sociable, quick-witted and good at seizing chances, loyal and fond of enjoyment. On the downside: money goes fast, attention spreads thin, and love may lack constancy.

Careers for the Indirect Wealth structure

Business, sales, investment, trade and events: anything built on networks and timing, with several income streams, side ventures and windfalls.

The Indirect Wealth structure in men's and women's charts

Men

For a man Indirect Wealth is the father, romance outside marriage and big moving money. He is generous, warm and driven; faithfulness in love and discipline with money keep it a gift.

Women

A woman with this structure is capable and generous, with a talent for business and managing resources. Indirect Wealth also stands for her father and mother-in-law, so money with family is best kept clear.

Indirect Wealth structure with a strong or weak Day Master

With a strong Day Master wealth serves you, ideal for business and start-ups. With a weak one it is much wealth, weak self: strengthen yourself with Peers and Resource first, then expand, and avoid high leverage and speculation.

Indirect Wealth structure: an example chart

A real chart with the Indirect Wealth structure (January 10, 1990, noon). Following the steps above:

Hour時Direct Resource壬午丁己

Day日Day Master乙亥壬甲

Month月Eating God丁丑己癸辛

Year年Indirect Wealth己巳丙庚戊

Open this chart in the calculator

1The Day Master is 乙.
2Born in a 丑 month; the month branch hides 己, 癸, 辛.
3己 shows on the Year stem, and for the Day Master it is Indirect Wealth.
4So the chart forms the Indirect Wealth structure.

Output produces Wealth (食傷生財) — Eating God or Hurting Officer feeding Wealth: talent and skill turned into income.
Hurting Officer paired with Resource (傷官配印) — Direct Resource refines Hurting Officer: raw talent becomes recognized expertise.
Wealth breaks the seal (財星壞印) — Wealth strikes Resource: study or reputation sacrificed for money, 'greed for wealth breaks the seal'.

Indirect Wealth structure: common questions

Classical sources

The definitions and combinations on this page follow these classics of Zi Ping astrology, rewritten in plain language.

01《淵海子平》Compiled by Xu Sheng (Song dynasty); the earliest systematic reading of the ten gods and family relations from the Day Master.
02《子平真詮》By Shen Xiaozhan (Qing dynasty); takes the structure from the month branch and explains using the ten gods directly or by restraint.
03《三命通會》Compiled by Wan Minying (Ming dynasty); the great compendium of ten gods, structures and symbolic stars.
04《滴天髓》On the character of the stems and the momentum of the elements; best known through Ren Tieqiao's commentary.

The ten structures

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